As property markets shift and lending rules evolve, many Australians upgrading or relocating face unexpected hurdles. This article explores the key challenges that Next Home Buyers are likely to encounter in 2025—including overestimating equity, misjudging bridging finance, underestimating costs, outdated lending assumptions, emotionally driven decisions, and bypassing expert help. It offers practical advice on how to avoid these traps, emphasising the value of preparation, financial strategy, and professional support. Whether upgrading or relocating, Next Home Buyers can avoid costly missteps and make informed decisions for long-term success.